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  • Direct Debit - SEPA - Dutch 'incasso' status
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Author Topic: Direct Debit - SEPA - Dutch 'incasso' status  (Read 7859 times)

mnt_schred

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Direct Debit - SEPA - Dutch 'incasso' status
October 01, 2012, 04:20:48 am
We are using CiviCRM for Contact/Relationship management, a press release center and other functionality, but we would like to use Civi for donators/membership as well.

However, the crucial limitation of this moment is support for the Dutch 'incasso' system. This is similair to the UK direct debit system.

I have done some research and have found out that multiple companies have started initiative's to create functionality like this.
For instance:
http://london2012.civicrm.org/sessions/civiaccounts-paperless-direct-debits-and-single-euro-payments-area-sepa
http://civicrm.org/blogs/paul/civicrm-direct-debit-integration-uk

However, the Dutch situation may be unique in some respects and I would like to coördinate the efforts for the Dutch market. An worthy endgoal may be integration in the core.

Some aspects we already have developed in a previous PHP based sytem is:

-advanced matching of payment to a donator by ZIP/housenumer and/or banknumber and import
-creation of donators on new data in bankexport

This should off course also be integrated in CiviCRM, then Civi would have an advantage over the markleaders in Dutch donation management systems, which currently do not offer these features.

Are people interested to work on me on this one? We already started seeking PHP programmers to start development.
I am also looking for parties who have already started Direct debit/SEPA integration.


xavier

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Re: Direct Debit - SEPA - Dutch 'incasso' status
October 01, 2012, 04:32:53 am
Hi,

A shame we didn't meet at the sprint in apeldoorn last week, you would have met the people working on it.

On our latest meetup in amsterdam we discussed it, and beside ideAL, we didn't identify anything specific dutch Could you elaborate on a wiki page as you seem to have greater experience?

If you need to, you can write a blog post to get bigger exposure and you should post on the NL forum here too.

Check out the blog post from Erik about address parsing, might be something you could help too.

-Hackathon and data journalism about the European parliament 24-26 jan. Watch out the result

mnt_schred

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Re: Direct Debit - SEPA - Dutch 'incasso' status
October 01, 2012, 05:45:46 am
Sure, I can do that. Where is the Wiki I can use for this purpose?
Where's the post from Erik?
After some inventory I think it's a good idea to make a blog post :)

Erik Hommel

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Re: Direct Debit - SEPA - Dutch 'incasso' status
October 01, 2012, 06:49:24 am
X, mnt_schred did register for the sprint but fell ill :-(
My blog post is here : http://civicrm.org/blogs/erikhommel/street-parsing. There are other things that need to be done too for a Dutch extension, like translating some of the options in a script, adding a custom field for BSN etc. Having said this, it will require a little work and we will need some funding to get this done. I would be happy to plan for a little project in December/January providing we do have some funding?
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Donald Lobo

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Re: Direct Debit - SEPA - Dutch 'incasso' status
October 01, 2012, 09:14:37 am

note that civi v4.3 will have support for UK direct debit (and direct debit in general). We've made it easier to extend / modify payment processors and hence write pluggable direct debit processors.

hopefully this will be useful to you.

sorry you could be at apeldoorn. hope u r better now

lobo
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mnt_schred

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Re: Direct Debit - SEPA - Dutch 'incasso' status
October 08, 2012, 05:27:43 am
It's fantastic that direct debit will be incorporated :)
We could create an example case for the Dutch market and check if the Dutch situation is comparable/compatible with direct debit.
@erik: Funding can be aranged, that's not a problem. Maybe we can arange a meeting to discuss the different aspects.
We could start by making a example install to start with with the modules Dutch NGO's would probably need.

@lobo: when will 4.3 be finished approx?

Erik Hommel

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Re: Direct Debit - SEPA - Dutch 'incasso' status
October 08, 2012, 07:03:33 am
I will send you a couple of dates!
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Donald Lobo

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Re: Direct Debit - SEPA - Dutch 'incasso' status
October 08, 2012, 08:05:51 am

we are planning for a code freeze sometime in december

lobo
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pdelbar

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Re: Direct Debit - SEPA - Dutch 'incasso' status
November 19, 2012, 11:55:31 am
Gents,

I have been working on full SEPA Direct Debit for over two years -- mandate registration, generating the individual recurring transactions, formatting the XML ... I am also somewhat familiar with incasso. In Belgium, there's no such payment instrument on the market -- SDD comes close, and is starting to get traction amongst nonprofits.

I would love to chip in and see how we can marry the DD payment processor model with the 'background' generation of files to export to the bank.

Michael McAndrew

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Re: Direct Debit - SEPA - Dutch 'incasso' status
November 20, 2012, 03:06:38 am
Hey pdelbar,
Quote
I have been working on full SEPA Direct Debit for over two years -- mandate registration, generating the individual recurring transactions, formatting the XML ... I am also somewhat familiar with incasso. In Belgium, there's no such payment instrument on the market -- SDD comes close, and is starting to get traction amongst nonprofits.
I would love to chip in and see how we can marry the DD payment processor model with the 'background' generation of files to export to the bank.

Cool :) Is that in a CiviCRM context? Is the code available? It would great if you could see what the overlap is between your code and CiviCRM's direct debit payment processor layer.  Feel free to give us a shout on IRC or ask any specific questions here.

Michael
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pdelbar

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Re: Direct Debit - SEPA - Dutch 'incasso' status
November 20, 2012, 05:22:10 am
Code was relatively plain PHP, independent of anything .. I am however looking to integrate that into Civi, so sure, would love to check out how DD is structured and see if that would fit in there / be a variation of that.

How best to proceed ? Where is the DD processor at in terms of timing, release ?

Michael McAndrew

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Re: Direct Debit - SEPA - Dutch 'incasso' status
November 20, 2012, 06:01:55 am
hey pdelbar,

I think the best people to talk to about that are parvez http://forum.civicrm.org/index.php?action=profile;u=5194 and lobo.
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pdelbar

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Re: Direct Debit - SEPA - Dutch 'incasso' status
November 21, 2012, 01:24:19 am
Thanks - will try to hook up with parvez, else I'll hassle Lobo (who probably has a lot on his mind already).

Michael McAndrew

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Re: Direct Debit - SEPA - Dutch 'incasso' status
November 21, 2012, 01:41:11 am
cool - fyi parvez is doing a direct debit presentation at our next london meet up http://civicrm.org/civicrm/event/info?id=253&reset=1 in case you are in the area - i suspect a bit to far to come tho :)

michael
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Parvez

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Re: Direct Debit - SEPA - Dutch 'incasso' status
November 21, 2012, 01:55:03 am
Hey Guys

Yep, as Michael has highlighted we'll be showing the work done to date and laying out the plans for future phases.

Would be good to document the differences between the UK Direct Debit Processes and SEPA. In simple terms I think for SEPA the payment is assumed to be successfully collect unless notified otherwise.

Any others?

Once we've got the differences nailed we can build into the plans for the next phases.

Thanks

Parvez

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